bozodog

Obamacare website and security

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I got signed up through the Healthcare marketplace.

I  encountered no problems with the site crashing, lack of security,  threats to privacy or otherwise.

I was able to compare the policies offerred by several different insurers, and check out their different policies.
I was able to print out the overview and take it to doctors which the provider listed ad preferred / participating and verify the coverage was accepted.

I was able to find a policy which offerred me better flexibility, better coverage (lower deductible and copays) than what I had as well as being accepted by more doctors.

I was able to complete enrollment with no problems.

I was then contacted by the insurer who confirmed that I had been accepted and enrolled and that my first payment was due by January 10th and I could make it online at any time.

I went online,  logged into the insurers secure site and entered my information, confirmed that the policy I had signed up for was the one being offerred and made my payment.

 

Overall my impression was positive.  The process would have been a lot better had it not been for all the negative publicity which probably discouraged a lot of people from utilizing this resource to research and compare insurers and policies. 

Compared to when the IRS rolled out E-File for income tax this was flawless.  The first time I tried to E-File I had so many problems (and they wanted to charge for fixing each one) that I wound up just paper filing for that  year and the next few until they ironed out the bugs. 

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The 41 employees of Extreme Dodge in Jackson, Mich., are very familiar with trade-ins, but this year they’re learning about trade-offs as they come face to face with the new realities of health care. A few workers say they’re getting a great deal, but most have a severe case of sticker shock.

 

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Twenty-six of the dealership's workers had been covered this year under the old company plan. Twenty-one have now decided to go with the new group plan recommended by the company for next year, though they realize that they face sharply higher out-of-pocket costs next year.

Their deductibles will go from $1,125 this year to $3,000 next year, and maximum out-of-pocket costs jump from $2,250 to $6,350. And for families, those numbers double: to a $6,000 deductible and $12,700 out-of-pocket maximum.

 

Story

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